1Borrowers must be a first-time home buyer or have not owned a home in the last three years
2Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.
3Eligible loans are loans held in our portfolio for select products only which include, Jumbo fixed rate, Jumbo adjustable rates, DreamStart 40 year, and TIC loans. Rate Roll Down must be the same loan product as the existing loan and must be for the current loan balance (no cash out). Loan must be in good standing (no late payments since funding of the loan). Member may request the rate roll down 1 time every 12 months (from the date the loan is funded) for the 1st 3 years of the loan. Member cannot request a rate roll down more than once within the 12 month period. The rate roll down feature will expire 3 years from the funding date of the loan
4Discount effective 3/1/2025 through 4/30/2025. Rates, terms, and special offers subject to change. Discount for purchases and refinances of existing loans from another lender. Restrictions may apply.
California properties only
Redwood Credit Union
3033 Cleveland Ave
Santa Rosa, CA 95403
1 (800) 479-7928
redwoodcu.org
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