RCU Home Loans
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Take advantage of lower rates for the life of your loan!
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If you're interested in buying a home but are feeling unsure about current mortgage rates, we're here to help. For only $799, eligible loans* can request a rate reduction annually, without the need to refinance.
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No qualifying |
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No appraisal |
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Minimal paperwork |
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It’s that simple. Ask your loan officer about the Rate Roll Down option at RCU!
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*Offer valid through 12/31/2026. Certain restrictions may apply. Rate Roll Down fee is $799.00 per request and must be paid at the time of the request. Fee may not be added to the outstanding loan balance. Offer applies to existing RCU first mortgages held in RCU’s portfolio (Jumbo – Fixed & Adjustable, DreamStart, 40 Year, and TIC Loans). Mortgage must be current and in good standing with no delinquencies to qualify. Rate Roll Down may be requested one (1) time every twelve (12) months from the date the loan funds. Rate will be adjusted to current market rate for the same product with no cash out.
CA properties only.
Redwood Credit Union
3033 Cleveland Ave
Santa Rosa, CA 95403
1 (800) 479-7928
redwoodcu.org |
